Which is the best savings plan in India?

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We are newly married. Would like to have a savings plan for future expenses like baby, house, care, medical, etc.

Can you please suggest?

I checked few plans, but details so difficult to understand, all financial terms, I didn't get.

Can anyone suggest me a savings plan in India? and Explain to me its benefits in simple language?

I'm not from finance background. Endowment, payout,etc I don't understand

Which is the best savings plan in India?