I can't afford anything what should I do?

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I'm a college student and my expenses are high. I do get financial aid and a paycheck from my part time job but most of that has been used on my car which has gone into two accidents recently. I had to pay a $500 deductible for each of those so there's $1000 down the drain that could have been used for something else. Not only that I have to pay my insurance bills on my own. All of this leaves me in debt to my bank. Not only that but I also have credit card bills and I can't pay those off because I don't have money. What do I do? I really need some excellent advice in this stressful time.

I can't afford anything what should I do?