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We broke up 10 years ago. We had 1 Bank Of America joined credit card. I paid my balance off 6 years ago, closed the account. Totally forgot that we had joined account. I didn't hear anything from Bank of America for over 5 years, then suddenly after I purchased a home they keep sending me Statement credits for about $5k loan. I came to their bank and told them I didn't use the card, that I didn't use any credit card for over 5 years, and the card was closed over 5 years ago. But they said I either have to pay it off to be able to be off the hook, or until she pays it off. The problem is she doesn't pay it (they send me statements every month so I know). My question is: what can I do to get off the hook with this credit card? (my credit score goes to trash since there is delinquent payment every single month from this card). If anyone know, please advice. I'll much appreciate. Thanks in advance!!!
How to deal with ex-girlfriend would not pay off the joined credit account?
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