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I expect to graduate next year, and if I count the unpaid interest on my student loans, I'll owe $63,000. All of my loans are Stafford subsidized or unsubsidized loans, and I have about 15 total loan disbursements since I started school. I have paid off some of the unsub interest, but not all.
I have heard that capitalizing all my loans into one can make paying them off easier, but that it can make the total cost of the loans greater in the long run. Can anyone confirm this as true or not? I keep good records and have all my loan and interest documents, so I don't mind making payments on each separate loan if it reduces my total cost in the long run.
Thanks for any help!
I have heard that capitalizing all my loans into one can make paying them off easier, but that it can make the total cost of the loans greater in the long run. Can anyone confirm this as true or not? I keep good records and have all my loan and interest documents, so I don't mind making payments on each separate loan if it reduces my total cost in the long run.
Thanks for any help!
Should I or should I not capitalize my student loans?
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