- credit card debt consolidation
- free credit card
- credit score and credit report
- order credit score
- no balance transfer fee credit cards
I'm just wondering if credit utilization has history. For example let's say I have one credit card with a limit of $100, I charge $90 to it and this balance is reported to the credi bureau.
My credit utilization is 90%.
The next month I pay of $80, my utilization is now 10%.
Now I apply for a loan, will the lender just see that my utilization is 10%? Or will they look at the history of my utilization as well?
My credit utilization is 90%.
The next month I pay of $80, my utilization is now 10%.
Now I apply for a loan, will the lender just see that my utilization is 10%? Or will they look at the history of my utilization as well?
Does Credit Utilization Have History?
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