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Let's say you have a $2000 deductible and have to go for a MRI that is not covered until deductible is met.
Say the MRI costs about $900
You have not paid any of the deductible
You would have to pay just the $900?
Or do you have to pay the $2000 deductible then the insurance pays the $900?
Also, if you cannot pay the deductible at once, will you be able to make payments? Or will they not perform the service until the deductible is met?
Do I pay the insurance company the deductible or the doctor/hospital?
If they allow payments, do they usually charge interest? Or is interest normally only charged if you fall behind on payments?
Say the MRI costs about $900
You have not paid any of the deductible
You would have to pay just the $900?
Or do you have to pay the $2000 deductible then the insurance pays the $900?
Also, if you cannot pay the deductible at once, will you be able to make payments? Or will they not perform the service until the deductible is met?
Do I pay the insurance company the deductible or the doctor/hospital?
If they allow payments, do they usually charge interest? Or is interest normally only charged if you fall behind on payments?
Question's about healthcare deductible?
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