2013年11月12日星期二

Regions Banking: Posted vs. Available (New to the whole Debit Card thing)?

  • accounting online degree
  • atm transactions
  • transaction processing system
Alright, I deposited a check last Wednesday (11/6) for $98.62 and it went through successfully, so my checking total was $103.40. Under the tab that says Transaction History my last transaction was 11/8 and that my account had $100.14. Then under another tab labeled Pending Transactions all of the payments I made over the weekend are listed as being made on 11/11 (today) though I haven't bought anything today. All told my projected balance now is $25.62. Does this mean that while I have $100.14 in my account, $74.62 has already been spent but won't be withdrawn until tomorrow when my bank opens? Sorry if this is confusing, just looking for an explanation to see if I need to transfer money to cover my butt so I don't get hit with an overdraft fee. Thanks in advance!

Regions Banking: Posted vs. Available (New to the whole Debit Card thing)?

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