Student vs secured credit card?

• credit card apps
• pay invoice with credit card
• using your credit card
• wire money online with credit card
• business secured credit cards
• secured lines of credit
• low apr secured credit cards
• secured student credit cards
• home warranty usaa

A family member suggested I get a secured credit card to help build credit for myself. I figured this was a good idea, however, upon looking USAA also has a student credit card. Which one would be a wiser idea for a 18 YO college student to apply for and use for small purchases (I was thinking of just using it to buy gas or occasional groceries)?


For reference, here is the student card:

https://www.usaa.com/inet/pages/banking_…

here is the secured CD card:

https://www.usaa.com/inet/pages/banking_…


I should note I have no credit, and haven't applied to either yet.

Additional Details

Thanks for the detailed answers, all! Going to go for the secured card, and use it through community college then advance to an unsecured card!

Student vs secured credit card?