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Debt consolidation is usually bad because this is what happens:
-You are told to make your payments to a third party.
-They do NOT pay your bills, rather they let them default and keep a chunk of your money for themselves.
-Then they try to get you a discount on the amount that you owe.
This trashes your credit and many creditors will not accept requests for settlement and will sue you.
-You are told to make your payments to a third party.
-They do NOT pay your bills, rather they let them default and keep a chunk of your money for themselves.
-Then they try to get you a discount on the amount that you owe.
This trashes your credit and many creditors will not accept requests for settlement and will sue you.
Does debt consolidation raise or lower your credit score?
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