What should I expect to happen?

• hastings insurance company
• best insurance company
• car insurance company
• money supermarket insurance
• ups store court street brooklyn
• direct debit collections

In March I temporarily moved to Wyoming from Iowa and I found out I was pregnant and went to the dr because I thought we would be staying in state later but some family things happened and we moved back to iowa. I thought my insurance covered the appointment for I did not get any pieces of mail or calls or anything saying otherwise. My sister in law went to Wyoming and came back with some mail since we were staying with my mother in law and it said I owed $913. I called the hospital they said they sent the bill to collections but would see if my insurance would go back and cover it because they had troubles finding the policy before. Well today I got a piece of mail stating I have 30 days to pay the full amount or I am being sued. There is no way we can afford that for we have a 2 year old and another baby that will be here in a week and my husband just got a new job so I could quit. We have maybe 200 dollars in our account and they demanded my husband's work name and now my MIL has it in my head that was a bad mistake and we will be more broke then before. I thought it would help keep me from being sued and the collections is currently trying to contact my insurance company to see if they will cover it. If my insurance company won't go back and cover it what should I expect to happen? Will I be sued? Will they just take the money from my husbands pay check? Or will they let me do payment plans?

What should I expect to happen?