Geico will only pay half my medical bills?

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I was in a car accident in July. I was at a red light when a Geico driver hit me from behind at about 15 miles per hour. It cost $980 to fix my truck. But i began to have whiplash in my neck. I went to the ER that night and they took xrays and said i have whiplash but no spine damage. I followed up with my Dr a couple days later and she wrote me a script to have some therapy at a chiropractors office. The chiorpractor called the adjuster and he told them to go ahead and file everything to geico insurance claim. He took xrays and inspected me and told me i had ligament damage and treated me for two months. During this two months i had extreme headaches from the tension and trouble sleeping due to it as well.


I will say that i had prior neck problems due to a compressed disk. But i was feeling totally fine before the accident. I sent them my bills and they just called to tell me they will only pay half the bills which total around $4500. I sent them a request for them to pay the bills in full plus used the 3x rule to be compensated for pain and suffering. They claim it was a minor accident and i couldn't have to have that much problems from it.


What can i do. I am not asking for money i don't deserve i jst want my bills paid. at this point i don't even care if i get pain and suffering money.

Additional Details

** Ok first of all I didn't ask to have chiropracting done, i asked my dr if i needed any follow up care for the injury (that was more than just whiplash). She ordered that I have at least a month of therapy from a therapist or a chiropractor. I chose the chiropractor because it has helped me in the past. I did only what the physicians and insurance adjuster told me to do. He said get whatever care you need to get better and he would settle up. He told my chiropracter office it was A O K to file this with third party insurance. If he had not they would have told me up font it might not get paid by Geico.


The only times i felt better is after leaving the chiropractor, until a day or two later. But the pain persistantly got better and better. It took two months to not feel stiffness or pain. If i had not got hit by some guy texting i wouldn't have had to deal with all this crap. This is not fraud like some of you may think. I actually GOT HURT!!!!!!

Geico will only pay half my medical bills?