- balance transfer credit cards
- credit balance transfer
- mutual savings credit union
- hsbc overdraft charges
I forgot to transfer the fund from my checking account to my savings account after I wrote a check and went on vacation, resulting in an overdraft without my awareness.
My savings account had an amount that was 100x more than the overdraft amount. But, since I was on vacation, I never got to read the letter sent by the bank informing me of the overdraft until I came home just now. I immediately transferred the fund from my savings account to my checking account to cover the amount but was already 2 weeks late.
Will this, in any ways, affect my credit history?
Additional Details I had a typo. I mean "I forgot to transfer the fund from my SAVINGS account to my CHECKING account after I wrote a check"
My savings account had an amount that was 100x more than the overdraft amount. But, since I was on vacation, I never got to read the letter sent by the bank informing me of the overdraft until I came home just now. I immediately transferred the fund from my savings account to my checking account to cover the amount but was already 2 weeks late.
Will this, in any ways, affect my credit history?
Will a careless overdraft negatively affect my credit history?
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