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A lady recently ran into our van while we were at a stoplight. No one was seriously injured, but my wife was very sore, so I took her to the ER b/c it was a Saturday and the Dr was closed. It was a cervical strain but she felt fine a couple days later.
My main concern is not only retrieving enough to get our car repaired, but also the $200 in prescriptions and co-pay, as well as diminished value on our Van. We were looking to trade it in, in fact we were at the dealership a week and a half before the wreck. Now it is apparently worth close to 30% less no matter how good a repair is done.
What has happened so far is:
The insurance accepted fault
Their Appraiser spent all of 5 minutes looking at the car
We received a voicemail from the adjuster stating our check is in the mail. No amount, no other details.
It's ACCC insurance and i'm not sure what to expect. Any advice would be greatly appreciated.
Also we live in Texas and I read a little about diminished value claims, but that most insurances deny them b/c lawyers won't take the case.
Additional Details Thanks for the copy and paste off wiki site.. but I'm looking for real experience in the areas of retrieving the loss in value on my vehicle and dealing with the insurance adjuster just leaving a voicemail stating the check is in the mail w/out even talking to us. Yes everything has been filed with both insurances and pictures were taken, reports written etc etc...
Thanks again
My main concern is not only retrieving enough to get our car repaired, but also the $200 in prescriptions and co-pay, as well as diminished value on our Van. We were looking to trade it in, in fact we were at the dealership a week and a half before the wreck. Now it is apparently worth close to 30% less no matter how good a repair is done.
What has happened so far is:
The insurance accepted fault
Their Appraiser spent all of 5 minutes looking at the car
We received a voicemail from the adjuster stating our check is in the mail. No amount, no other details.
It's ACCC insurance and i'm not sure what to expect. Any advice would be greatly appreciated.
Also we live in Texas and I read a little about diminished value claims, but that most insurances deny them b/c lawyers won't take the case.
Thanks again
How to deal with insurance after wreck?
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