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All of my money is in an online savings account because I have been too afraid to invest. (I am self-employed). Now, for various reasons I would like to start investing in IRA's and 401K's. Here's the thing-I have already paid taxes on my savings-very high taxes, for that matter. Should I invest that money in Roths? Or, is there something better to do with money that has been taxed? I thought I would put my future savings in tax deferred accounts. Any advice here appreciated. Thanks.
Additional Details Sugardaddy-I AM employed-by my self. My question is what tis the smartest thing to do with money that has already had taxes paid on it. Perhaps no one knows this answer...
What should I do with money in savings account?
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