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Bank interest rates are a joke anyway. If you can't keep your hands out the cookie jar you may need to save by force! Additional withholding take your pick.
Additional $1000 on your tax return means withholding about 38 bucks bi-weekly
Additional $5000 on your tax return means withholding about 192 bucks bi-weekly
Additional $10,000 on your tax return means withholding about 384 bucks bi-weekly
Additional $15,000 on your tax return means withholding about 576 bucks bi-weekly
etc. etc. etc.
Can you really say that many people have the willpower to not only save these numbers per pay period but also NOT touch it for a year?
A W4 will force you to do that!
Additional $1000 on your tax return means withholding about 38 bucks bi-weekly
Additional $5000 on your tax return means withholding about 192 bucks bi-weekly
Additional $10,000 on your tax return means withholding about 384 bucks bi-weekly
Additional $15,000 on your tax return means withholding about 576 bucks bi-weekly
etc. etc. etc.
Can you really say that many people have the willpower to not only save these numbers per pay period but also NOT touch it for a year?
A W4 will force you to do that!
What's wrong with using the W4 as a tool for saving?
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