- fund accounting software
- hedge fund accounting
- fund accounting
- money market fund
- roll up banners
- roth ira fees
I am 20, $23,000 in bank, no debt, only pay a phone bill and gas for my car, enlisting early next year into military.
Is this too many retirement plans?
Option 1: (Total accounts: potentially 3)
- 401k (unmatched) through my current empoyer
- Roth TSP through military w/ 5% match (can potentially roll into existing IRA?)
- Roth IRA through Vanguard (maxed out every year) - using Target Date Fund
Option 2: (Total accounts: 2)
- 401k (unmatched) through my current empoyer (can roll into the Traditional TSP once I enlist)
- Traditional TSP through military w/ 5% match
- Roth IRA through Vanguard (maxed out every year) - Using Target Date Fund
***MAIN DIFFERENCE: Option 1 includes ROTH tsp, Option 2 includes TRADITIONAL tsp. 401k plans can only rollover into the TRADITIONAL tsp, roth ira can NOT rollover into either.***
Additional Details I have nothing started yet. I only have the money in my savings. I am asking this question for very soon decisions.
I do plan on investing in a few index funds as personal investments such as fidelity spartan 500, international, extended market, and reit...would these cause overlap or are index funds and retirement funds kept separate?
Is this too many retirement plans?
Option 1: (Total accounts: potentially 3)
- 401k (unmatched) through my current empoyer
- Roth TSP through military w/ 5% match (can potentially roll into existing IRA?)
- Roth IRA through Vanguard (maxed out every year) - using Target Date Fund
Option 2: (Total accounts: 2)
- 401k (unmatched) through my current empoyer (can roll into the Traditional TSP once I enlist)
- Traditional TSP through military w/ 5% match
- Roth IRA through Vanguard (maxed out every year) - Using Target Date Fund
***MAIN DIFFERENCE: Option 1 includes ROTH tsp, Option 2 includes TRADITIONAL tsp. 401k plans can only rollover into the TRADITIONAL tsp, roth ira can NOT rollover into either.***
I do plan on investing in a few index funds as personal investments such as fidelity spartan 500, international, extended market, and reit...would these cause overlap or are index funds and retirement funds kept separate?
Is this too many retirement accounts? HELP?
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