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Hi,
so my Visa-Card has 1.75% interest rate if I pay directly in a store, but there's no interest rate if I get my money at an ATM. I will be billed at the 22nd of each month or if I charge the credit card account I will be billed immediatly. I have a limit of 137$.
Is this a good offer for an 18-year old with no credit history?
Thanks!
Additional Details Oh you guys are right, that actually is a debit card. It is not scam.
And this 1.75% interest rate applies when you pay with the visa card oversea in another currency. It will be charged only once, not monthly. My credit limit is 137$ because I am a student and the visa account is connected with a checking account. Kinda complicated, but that's how Germans are.
For a better understanding: I'm living there and that's why I was asking. They do not use the term debit card, so it is simply called a credit card there.
so my Visa-Card has 1.75% interest rate if I pay directly in a store, but there's no interest rate if I get my money at an ATM. I will be billed at the 22nd of each month or if I charge the credit card account I will be billed immediatly. I have a limit of 137$.
Is this a good offer for an 18-year old with no credit history?
Thanks!
And this 1.75% interest rate applies when you pay with the visa card oversea in another currency. It will be charged only once, not monthly. My credit limit is 137$ because I am a student and the visa account is connected with a checking account. Kinda complicated, but that's how Germans are.
For a better understanding: I'm living there and that's why I was asking. They do not use the term debit card, so it is simply called a credit card there.
Is this a good offer for a credit card?
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