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So i just dont quite understand how the income to ratio will effect my loan (i know what the income to ratio is, i dont know how much itll add on)... but i want to take out a loan to buy a motorcycle around $15,000 and I will have been in the navy for 1 or 2 years when i take out the loan so i will have a steady income and a salary, but i need to know how much insurance will cost and if they'll grant me a loan for so much (and if there is a difference between a car loan and just a loan?) So i'll be 19 or 20, female, utah(but ill be in the navy so idk where i'll be stationed), no accidents (right now), i'll be putting a lot of my pay checks into savings (sorry idk how much ill be making or specifications on that) so at least a decent credit score so how much would i be paying for this? To pay back the loan? how much monthly I'll be paying towards the bike itself, cost $10,500ish) and how much insurance will be. now i know you cant get the exact sum but can you give me atleast a rough estimate :)

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