Acrual on EE US savings bonds?

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I have a several thousand in EE US Savings Bonds issued November 1994. It seems the interest only accrues semiannually, in May and November for bonds issued during that time.


Since we're in October, were I to cash these in, am I losing six months of interest payment, or do they calculate these to the date I cash them in?


Is it a matter of a few dollar. Or $20 dollars per thousand, if the interest is 4%


Thanks

Acrual on EE US savings bonds?